We offer competitive rates on all motorcycle, boat, and recreational vehicle products. If you need coverage for a custom bike or ATV, personal watercraft or boat, motorhome or pop-up camper, AAIS has a policy to protect your investment and fit your budget.
Regarding boat or watercraft insurance, doing things by the rules is essential. If you want to go out on the water with the least hassle, it's not just about keeping your boat safe - you also need to ensure you and everyone else are safe. In Illinois, it's a must to have boat owners' liability insurance according to Illinois state law.
You have to have at least $100,000 per person and $300,000 per accident coverage. It may sound like a lot, but accidents do happen. So, make sure you find a policy that covers those amounts and is suitable for your budget. The best part is that our Allied Advantage Insurance Services team can offer you a tailored quote.
This type of insurance is there to keep you safe when life decides to throw some unexpected waves your way.
So, what exactly does watercraft insurance cover? If you bump into a dock or get caught in a crazy storm, you've got protection. You wouldn't want to get stuck with an enormous repair bill.
Watercraft insurance also covers your liability. If you accidentally crash into someone else's boat and it's your fault, you can claim. Then there's something called comprehensive insurance. It's like the ultimate package for boat insurance.
With this, you'll have total protection in case your boat gets messed up by fire, theft, or vandalism. And don't worry; it's got your back even in the craziest natural disasters. So, no matter what happens, you've got everything covered.
Another option is collision insurance. If you collide with another boat or object, this one protects you. It's like having a bumper for your boat, protecting you from any surprise bumps in the water. It doesn't matter if you own a deck boat, a catamaran, a houseboat, a yacht, a fishing boat, or a jet ski - you'll still benefit from it.
You protect your recreational vessel by getting in touch with us via phone or visiting our Allied Advantage Insurance Services offices.